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    <title>Phillip A. Baumann, P.A. - Untitled 2</title>
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    <description>Untitled 2</description>
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      <title>QUALIFYING FOR NURSING HOME MEDICAID BENEFITS</title>
      <link>http://www.estatelawflorida.com/newsletters/Elder-Law/?launch_pg=NewsletterDetailLayout&amp;launch_sel=1000410&amp;title=QUALIFYING+FOR+NURSING+HOME+MEDICAID+BENEFITS&amp;source=feed</link>
      <description>&lt;STRONG&gt;PENALTIES FOR TRANSFER OF ASSETS INTO A TRUST&lt;/STRONG&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;Medicaid pays most of the costs of nursing home care for needy persons. Eligibility to receive Medicaid benefits is based on federal and state guidelines governing...</description>
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    </item>
    <item>
      <title>Insurance - Long-Term Disability Income Insurance - Overview</title>
      <link>http://www.estatelawflorida.com/newsletters/Elder-Law/?launch_pg=NewsletterDetailLayout&amp;launch_sel=1000297&amp;title=Insurance+-+Long-Term+Disability+Income+Insurance+-+Overview&amp;source=feed</link>
      <description>&lt;P&gt;&lt;/P&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;A long-term illness or an injury with a long recuperation period can have devastating effects on one's ability to remain financially independent. One way to guard against this is to secure long-term disability income...</description>
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    </item>
    <item>
      <title>Annuity Contract Considerations</title>
      <link>http://www.estatelawflorida.com/newsletters/Elder-Law/?launch_pg=NewsletterDetailLayout&amp;launch_sel=1000411&amp;title=Annuity+Contract+Considerations&amp;source=feed</link>
      <description>&lt;P&gt;&lt;/P&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;The formation and validity of an annuity policy or contract is determined in the same way as a standard contract. The annuity policy must be supported by consideration (unless it is a charitable gift annuity or the...</description>
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    <item>
      <title>Grandparent Rights - Visitation</title>
      <link>http://www.estatelawflorida.com/newsletters/Elder-Law/?launch_pg=NewsletterDetailLayout&amp;launch_sel=1000323&amp;title=Grandparent+Rights+-+Visitation&amp;source=feed</link>
      <description>In the past, extended families played larger parts in the lives of children. Family members often lived in close proximity to one another, and parents tended to stay together. With increased technology and transportation, however, today's...</description>
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    </item>
    <item>
      <title>Third-Party Obligations and Liabilities for Medicaid Payments</title>
      <link>http://www.estatelawflorida.com/newsletters/Elder-Law/?launch_pg=NewsletterDetailLayout&amp;launch_sel=1000384&amp;title=Third-Party+Obligations+and+Liabilities+for+Medicaid+Payments&amp;source=feed</link>
      <description>&lt;P&gt;&lt;/P&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;&lt;/P&gt;
&lt;P&gt;The following are third-party resources for Medicaid Payments:&lt;/P&gt;
&lt;UL&gt;
&lt;LI&gt;Employers who provide health insurance &lt;BR&gt;
&lt;LI&gt;Unions or other entities who provide membership-based health insurance &lt;BR&gt;
&lt;LI&gt;Public health...</description>
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